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Good Finance, a loan for every need

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In Good Finance they offer you loans with mortgage guarantee for any liquidity need, as a guarantee a property (flat, house or premises) free of charge or with little pending mortgage.

You can request from € 5,000 to € 300,000 if you are over 18 years old .

What to know about Good Finance’s home equity loan?

What to know about Good Finance

You will formalize your loan with a mortgage guarantee before a notary and you will have the money in your bank account in 1 week .

The term to repay your loan is from 6 months to 20 years , and you can opt for deficiencies of up to 5 years . You can make the repayment in a single installment at the expiration of the loan (option for short-term repayment periods) or in monthly installments.

The interest rate is always fixed 

The interest rate is always fixed 

The TIN may vary depending on the amount and duration of the loan. TIN min / max 8.95% / 16% APR min / max. 9.71% / 17.89% .

Management fee: Up to € 10,000: € 1,000; from € 10,000: Maximum 11% of the capital.

In the event of early repayment, there is a 0.5% or 0.25% withdrawal compensation, as desist before or after the first five years after the loan is formalized. They accept ASNEF or RAI .

The maximum loan amount will be 50% of the property valuation .

How does the Good Finance home equity loan work?

How does the Good Finance home equity loan work?

  • If you have a flat, house or local, you can get a mortgage loan of up to € 300,000 .
  • Good Finance is synonymous with speed: an expert advisor will contact you in less than 24 hours to start the study or inform you, without any commitment and without advance payments .
  • At the same time, the advisor will tell you if the operation has been preapproved. If so, in 2-3 days, an official appraiser will value your property and you will proceed to send the documentation.
  • The cost of the appraisal of the property to be mortgaged is at your expense . You have the right to freely choose the appraisal company, the notary and the lawyer.
  • Only 1 week after your application, you can sign the loan before a notary and you will receive the money in your bank account the same day of the signature .

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